Mastercard Betting Sites in the US

Mastercard is one of the leading payment methods for sports betting in the US. You can conveniently use your credit and debit Mastercard to deposit and withdraw on numerous sportsbooks.

In our guide below we look at the best Mastercard betting sites which we carefully selected according to their welcome bonuses, odds and betting markets. You can feel confident joining any of our suggested sportsbooks as they are safe and licensed sportsbooks in the US.

Best Mastercard Betting Sites in September 2024

#	Sportsbook	Bonus	T&Cs
1.	Caesars Sportsbook	Bet $50 Get $250 in Bonus Bets Cashback	Easy to navigate Massive selection of futures betting options Missing some small-scale sports	Play
2.	BetMGM	Up to 1500$ first bet offer Cashback	Great selection of sports Excellent promotions Separate sportsbook and casino apps	Play	Use bonus code: No bonus code required. Register to claim offer Qualifying bet: No minimum bet amount and no odds restrictions Wagering requirement: 1x bonus. Gambling problem? Call 1-800-GAMBLER (available in all of US) 21+ only. Please gamble responsibly. Call 877-8-HOPENY or text HOPENY (NY), 1-800-327-5050 (MA) 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. US promotional offers not available in DC, Mississippi, New York, Nevada, Ontario, or Puerto Rico.
3.	BetMGM	Up to 1500$ first bet offer Cashback		Play	Use bonus code: No bonus code required. Register to claim offer Qualifying bet: No minimum bet amount and no odds restrictions Wagering requirement: 1x bonus. Gambling problem? Call 1-800-GAMBLER (available in all of US) 21+ only. Please gamble responsibly. Call 877-8-HOPENY or text HOPENY (NY), 1-800-327-5050 (MA) 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. US promotional offers not available in DC, Mississippi, New York, Nevada, Ontario, or Puerto Rico.
4.	BetMGM	Up to 1500$ first bet offer Cashback	Great selection of sports Excellent promotions Separate sportsbook and casino apps	Play	Use bonus code: No bonus code required. Register to claim offer Qualifying bet: No minimum bet amount and no odds restrictions Wagering requirement: 1x bonus. Gambling problem? Call 1-800-GAMBLER (available in all of US) 21+ only. Please gamble responsibly. Call 877-8-HOPENY or text HOPENY (NY), 1-800-327-5050 (MA) 1-800-NEXT-STEP (AZ), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only (if applicable). Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. US promotional offers not available in DC, Mississippi, New York, Nevada, Ontario, or Puerto Rico.
5.	FanDuel Sportsbook	Up to $1,000 risk-free bet Free bet	Wide range of betting markets Live streaming available Poor betting blog	Play	Use bonus code: No bonus code required; Register to claim Qualifying bet: No minimum bet amount Wagering requirement: 1x bonus
6.	BetRivers	100% up to $250 Match deposit bonus		Play	Use bonus code: 250MATCH Qualifying bet: No minimum bet amount and no odds restrictions Wagering requirement: 1x bonus
7.	DraftKings Sportsbook	Bet $5 get $200 in free bets instantly Free bet	Great live betting platform Outstanding betting stats and trends Not always offering the best odds	Play	Use bonus code: No bonus code required; Register to claim Qualifying bet: $5 Wagering requirement: 1x bonus
8.	WynnBET	Bet $100 get $100 in free bets Cashback		Play	Use bonus code: XUSBETTOP; Register to claim offer Qualifying bet: Bet $100 or more at minimum odds of -120 Wagering requirement: 1x bonus

Pros and Cons of using Mastercard for Betting

Mastercard is one of the most well-known companies in the world that uses several advanced security features to protect any transactions going through it. Patrons can appreciate the ease and security of using Mastercard for online betting.

There are numerous great sportsbooks that accept Mastercard all of which are available in all legal sports betting states. Major sportsbooks that dominate the sports betting market like BetMGM, Caesars and FanDuel all accept Mastercard as a deposit payment method.

Mastercard is very convenient to use since you can easily deposit money online within minutes, without the need to create an account with a payment operator.

The first time you deposit with Mastercard you must input all your card details, which might take you a couple of minutes to fill in. All it would take is a couple of taps when depositing the next time if you saved your card details on the sportsbook.

Pros

Widely accepted at online sportsbooks
Secure credit/debit card payment method
Convenient to use
Trusted brand
Deposits and withdrawals accepted

Cons

High 2.5-3% fee
Bank can decline betting transaction
Betting transactions on your bank statement

Using Mastercard for online betting does require you to pay some fees to your bank. The sportsbook doesn’t charge you any fees for using Mastercard, however, you do have to pay a 2.5-3% transaction fee to your bank.

It might be the case that your bank doesn’t allow any gambling transactions to go through. If this happens you can use an alternative payment method like PayPal. If you would really like to use Mastercard to deposit on betting sites you can fund your PayPal balance with your Mastercard and then deposit using your PayPal account.

Another minor disadvantage to using credit/debit cards like Mastercard for online betting is that any deposits or withdrawals show on your banking statements.

Mastercard Betting Bonuses

There are numerous sports betting sites that accept Mastercard deposits for welcome bonuses and promotions.

The welcome bonuses on Mastercard sportsbooks start from $100 and can go all the way up to $1500. The most common type of welcome bonuses on Mastercard sportsbooks are free bets, however, you can also find match up deposit bonuses.

Major sportsbooks like BetMGM and Caesars are the ones that offer the much higher welcome bonus amounts. While smaller a sportsbook might offer a much smaller bonus ranging from $100 to $200. These smaller sportsbooks also tend to be more of a match up deposit bonus rather than a free bet bonus.

Best Mastercard betting bonuses

Sign-up bonus	Caesars Sportsbook
Free bet offer	BetMGM Sportsbook
Cashback bonus	PointsBet
Enhanced odds	FanDuel Sportsbook

We selected FanDuel Sportsbook for having the best enhanced odds bonus since during a major league season such as the NBA they tend to offer a boosted odds bonus. For example, during the time of writing they had an NFL playoffs enhanced odds promotion which had very simple terms and conditions.

Best Mastercard Racebooks

In our guide, we don’t just include sportsbooks but we also examine racebooks that accept Mastercard. Below you can find the best safe and licensed racebooks that accept Mastercard as a payment method. We only included racebooks that adhere to our strict high standards and not just racebooks that accept Mastercard.

Depositing and withdrawing using Mastercard on a racebooks involves the same steps as when depositing on a sportsbook. Therefore, you can find our guide on Mastercard payments on sportsbooks quite useful as we take you through all the steps on how to use it.

#	Sportsbook	Bonus
9.	TwinSpires	200 $ BONUS $200 free bet	Play
10.	Xpressbet	100 $ BONUS Bet $500 and get $100 bonus	Play	Live Streaming. Sports Stats.
11.	FanDuel Racing	50 $ BONUS Matched deposit up to $50	Play	Live Streaming. Cash Out.
12.	TVG	200 $ BONUS Up to $200 risk free bet	Play

How Does Mastercard Work?

Mastercard is a secure and widely accepted betting payment method. To use Mastercard you must create a credit/debit card with a bank, like Bank of America. Once you receive your Mastercard you can use it for online sports betting. It doesn’t make a difference if it’s a credit or debit card as sportsbooks accept both.

Below we created a guide on how you can deposit and withdraw using Mastercard on an online sportsbook. We also include any fees you should be made aware of when using this betting payment method.

Deposit

Withdraw

Fees and processing time

How to Deposit with Mastercard at Online Sportsbooks?

Depositing at a sports betting site with MasterCard is straightforward and easy. The process is more or less the same as with any online betting site that accepts Mastercard.

It might take you a couple of minutes the first time you deposit as you need to input all your card details on the sportsbook. However, you can save your card details on the sportsbook to use it for a quicker deposit the next time round.

To deposit using your Mastercard you must prepare the following details:

Name and surname on card
Address (must match the billing address on your credit/debit card)
Credit/debit card number
CVV number
Expiration date of your credit/debit card

Log into the sportsbook

Use your username and password to login into the sportsbook

Tap on cashier

Tap on the cashier section and select deposit.

Tap on Mastercard

Select Mastercard as your deposit method.

Enter the deposit amount

Enter the amount you would like to deposit.

Complete the deposit

Once the deposit is completed you can start placing bets.

Mastercard Payouts from Sports Betting Sites

There are numerous sportsbooks that accept Mastercard as a withdrawal payment option. Sportsbooks only allow withdrawals after you used your Mastercard to deposit. Therefore, before using Mastercard to withdraw, be sure you use it as a deposit payment method.

Overall, withdrawing through Mastercard is easy as it only required you to enter your card details to complete the transaction. If you saved your card details during your depositing process it would only take you a few taps to complete the withdrawal request as you don’t need to input any card details.

Login to your sportsbook account with your username and password.
Tap on t the cashier section and tap on the withdraw.
Select Mastercard as your payment method.
Input your desired withdrawal amount.
Input your card details. Unless you saved them during your deposit, then simply tap on the saved card.
Tap on accept and wait for your sportsbook to process the withdrawal to your Mastercard.

Fees and Processing Times

When using Mastercard as a payment method with a sportsbook you will not be charged any extra fees by them. However, your bank charges you a fee of 2.5-3% when depositing or withdrawing from an online sports betting site.

The Mastercard fee is very similar to other payment methods that are available for sports betting, PayPal is one of them. PayPal is an ewallet that allows you to use your credit/debit card to fund your PayPal account. Apart from that, PayPal withdrawals take only 1-2 days for the funds to appear in your account while Mastercard can take up to 5 days.

Fees and waiting times

Withdrawal time	1-5 days
Fees	Fees apply
Min deposit	$10 – $20
Max deposit	$600-$25,000
Min withdrawal	$20
Max withdrawal	N/A

How Secure is Mastercard?

Millions of patrons using Mastercard throughout the globe attest to the fact that it is a very secure method of payment for sports betting. Apart from that, any licensed sportsbook in the US must only provide patrons with safe payment method options. Sportsbooks would not risk losing their licenses so you can feel confident about using Mastercard as your deposit or withdrawal payment method.

Below we listed all security features Mastercard uses to protect patrons that use this payment method for online purchases such as sports betting.

Chargeback

To open any chargeback when using Mastercard you must open it directly from your bank. Just like any other credit card company it can take a while to receive the chargeback.
Encryption

Mastercard transactions are always encrypted to prevent fraudulent activities from taking place. You can feel confident knowing that Mastercard is a trusted brand that is used by many patrons for betting. The official Mastercard site also uses the latest 256-bit encryption to protect any data shared on it.
Two-factor authentication

It’s not possible to have a two factor authentication feature when using Mastercard since you would only be using a physical card to fund you sportsbook account. Other betting payment options such as PayPal offer two-factor authentication for online payments, with this feature you can allow or decline a transaction.
Preserving positive brand image

Mastercard puts patrons as their first priority, they make sure that they are always offering a safe payment method for online purchases such as betting.
Payment notifications

Should you wish to have payment notifications you must ask the bank that issued your Mastercard. Normally, banks offer either an SMS notification for payments or push notifications from their apps.
Monitored transactions

Like every other credit card company, Mastercard monitors any unusual transactions. This is done to protect everyone who uses Mastercard from fraudulent activities.

Not Recommended Mastercard Betting Sites

Offshore sportsbooks that are not legal in the US accept Mastercard as a payment method. There are a lot of dangers and disadvantages when using these offshore sportsbooks instead of safe and licensed sportsbooks.

When using Mastercard on these offshore sportsbooks you are charged more than 5% in fees, that’s an extra 2% fee than a legal sportsbook in the US. You must only join licensed online sports betting sites in your state to have a safe and great betting experience. Any of the Mastercard sportsbooks in our top list are licensed and safe to use so you can join any one of them with confidence.

Below we included the top three offshore sportsbooks that you must avoid along with their main disadvantages.

High deposit fees

Large chance of withdrawal being declined

Slow payouts

Few betting markets

High deposit fees

Low odds

No major league matches

Low odds

Slow payouts

How We Rate the Best Mastercard Betting Sites

Any sportsbook that we recommend needs to pass a set of criteria that we use. We don’t just recommend betting sites that accept Mastercard, however, we only feature those that have the best welcome bonuses, odds, mobile app and betting markets.

It did take us quite a while to select which Mastercard sportsbooks will make the cut since there are numerous betting sites and apps to choose from. We always rate every sportsbook using the next five criteria, with a license being the first thing we check for.

License

It is very important for us that we only recommend safe and reliable sportsbooks. For a sportsbook to be safe it must be licensed in the US. Sportsbooks in the US follow strict laws to offer only safe payment transactions. Unfortunately, you might be tricked into joining an offshore sportsbook as they also accept Mastercard payments. All of the Mastercard sportsbooks on our top list are licensed in the US, so you can join any one of them with confidence.
Bonuses

Mastercard is an accepted deposit payment method for a lot of welcome bonuses as well as other promotions. The range of welcome bonuses that accept Mastercard start from $100 to $1500. Mastercard welcome bonuses are most commonly free bet bonuses. The wagering requirement for these free bet bonuses is typically only once. There are some Mastercard sportsbooks that offer match up deposits but offer a much lower bonus amount.
Mobile apps

All Mastercard sportsbooks that we recommend in our top list have a mobile app that can be downloaded. Betting apps are a great way to bet freely at any time anywhere, you can download betting apps for both iOS and Android phones. Depositing and withdrawing with Mastercard on a sportsbook app involves the same exact process as on desktop.
Quality of odds

Before we suggest a sportsbook, one of the most crucial things we look into is the odds quality. We compared each Mastercard sportsbook with each other and selected only the ones with the best odds. There are several Mastercard sportsbooks, thus you have a wide range of odds and betting markets available.
Live betting

Live betting is very important for most patrons, hence why we make sure to only recommend sportsbooks with a good live betting section. It’s important that a Mastercard sportsbook not only offers live betting, but the odds quality should be great as well as the betting market selection. Some sportsbooks like FanDuel and Pointsbet even offer live streaming for certain matches.

Mastercard Alternatives for Online Betting

If you think Mastercard is not the right betting payment method for you then you can check out the following three alternatives below. All of the payment methods we mention below are available for sports betting on licensed sportsbooks.

PayPal is a favorite amongst betting patrons as it’s not only easy to deposit and withdraw with it but, it’s one of the few payment options that offer fast withdrawals. Unlike Mastercard which takes 1-5 days for the funds to appear in your bank account, PayPal only takes 1-2 days.

Play+ is another e-wallet like PayPal the main difference is that you must create a Play+ account for each sportsbook that you join. Apart from that, Play+ offers much higher limits than Mastercard.

If it’s the Mastercard fees that you aren’t keen on paying then VIP Preferred might just be the perfect payment option for you. When depositing or withdrawing with VIP Preferred on betting sites you aren’t charged any fees. However, there is a disadvantage to using VIP Preferred and it’s the slow withdrawals the payment method offers.

Top Mastercard alternatives

High limits

Fast withdrawals

Play+ account required for each sportsbook

Play+ Sportsbooks

No fees

High limits

Slow withdrawals

VIP Preferred Sportsbooks

Withdrawals widely available

Easy and convenient

High 2.9% fee

PayPal Sportsbooks

Mastercard Company Information

Mastercard has been around since the 60s, the company has since evolved and improved. They started the company as a competitor against VISA. Nowadays, Mastercard offers people worldwide multinational financial services.

Mastercard is widely accepted as a payment method for sports betting, and its convenience has undoubtedly made online betting much easier for patrons. Without Mastercard, there wouldn’t be as many payment options for betting, as even your PayPal balance can be funded with Mastercard.

Mastercard info

Year founded	1966
Owner	U.S. Mastercard Inc.
CEO	Michael Miebach
Mobile app	Direct Express App

Headquarters	Purchase, Harrison, New York, United States
Official website	mastercard.us
Publicly traded	NYSE
Customer support	Telephone, email

History

Mastercard is one of the most widely used electronic payment cards in the US. The company launched in 1966 under the name Interbank and since then has evolved even further.

Over the years Mastercard continued offering new technologies for their payment system to keep up with their competitor VISA. Below we included all the important milestones for Mastercard throughout the past years.

Interbank is founded

Interbank was the first name of the company before they changed it.

Name Change to Master Charge: The Interbank Card

A new national brand was developed and a new logo was created.

Famous Mastercard name is created

This year is the year that the company Mastercard as we know it is created.

Holograms created for cards

You know that holographic part on your physical card, Mastercard were actually the ones that created this for extra security.

Mastercard international changes its name

The international Mastercard name is changed to Mastercard worldwide, they did this to show more their global scale.

Mastercard Mobile Contactless

Mastercard expanded its mobile contactless payment program.

Conclusion

Mastercard offers patrons a very safe and convenient payment option for sports betting. You can easily use your Mastercard debit or credit card to deposit or withdraw to and from your sportsbook account, as you don’t need to create any additional Mastercard account to use it.

Mastercard payments are also widely accepted at almost all sports betting sites and apps in the US, so you surely won’t have a problem finding a sportsbook you like. You can join any of the sportsbooks in our top list as we only recommend Mastercard sportsbooks with the best welcome bonuses, odds and betting markets.

FAQs

Can I use my Mastercard on online sportsbooks?

Yes, there are only a few sportsbooks that don’t accept Mastercard as a payment method. Most sportsbooks like the ones in our top list accept Mastercard payments. We list only legal and 100% sage bookmakers, so feel free to pick any of them.

Is using Mastercard as a payment method safe?

Using your Mastercard to deposit and withdraw funds is safe and secure. Remember that Mastercard is a huge company that needs to keep a positive brand image. MasterCard is a reputable firm that uses encryption for any online payment option.

Is Mastercard a good payment method option for online sports betting?

Yes, Mastercard is a fantastic choice for those who wish to deposit or withdraw at sportsbooks. A lot of sportsbooks accept withdrawals and deposits from Mastercard.

Do sportsbooks take any fees when using Mastercard?

No, sportsbooks don’t usually take any fees when you process a payment using Mastercard with them. You should still check with your bank as they might incur a charge of 2.5-3%, however, this charge is from the bank, not the sportsbook.

Can I use my debit card as a payment method?

Yes, you can use your Mastercard debit card as well as your credit card at sportsbooks. It is up to the sportsbook if they accept debit and credit cards, but most sportsbooks accept both types of cards.